Savings Accounts
Personal
- Savings accounts
Reach your savings goals faster with a Coastline savings account. Whether you’re seeking competitive rates or want to earn bonus interest, find the one for you today.
Can’t decide? Contact us we can help.
eSaver
Fast-track your savings
Coastline’s eSaver account is the quick way to reach your savings goals. Earn bonus interest by depositing at least $500 per month and making no withdrawals.
Features
Earn Bonus interest by depositing at least $500 per month with no withdrawals
Free BPAY transactions (withdrawals from this account will forfeit your bonus interest)
Free Internet Banking and MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
Bonus rate (including base rate)
4.00
%p.a. interest rate*
Base rate
0.40
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
No age requirement
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheetHelpful Guides
Bonus Reward Saver
For dedicated savers
Designed to help you achieve your dreams, whether it’s a new car, a holiday, or a home deposit. You’ll earn bonus interest by depositing at least $20 a month and making no withdrawals.
Features
Earn bonus interest by depositing at least $20 per month and making no withdrawals
Interest is calculated daily and paid monthly on your savings balance
No age requirement
Access via internet banking and MyCOAST App
Competitive bonus rate
Bonus interest rate (includes base rate)
3.75
%p.a. interest rate*
Base rate
0.40
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
Free deposits
Free withdrawals (withdrawals will forfeit bonus interest for that month)
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheetHelpful Guides
Rise Online Saver
Our highest savings account interest rate
Take your savings to new heights with our high interest online saver account. Designed to help you reach your financial goals faster.
Features
4.65% p.a.* variable introductory interest rate for the first six months, comprised of a fixed rate of 2.20% p.a. and a variable base rate of 2.45% p.a.*
The account will revert to a 2.45% p.a.* variable base rate after the 6-month introductory period.
No bonus interest conditions
Unlimited deposits and withdrawals
Our highest savings account interest rate
Access via internet banking and the MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
Variable introductory interest rate for the first six months
4.65
%p.a. interest rate*
Variable base rate
2.45
%p.a. interest rate 1*
6 months fixed intro rate
2.20
%p.a. interest rate 2*
Fees and Requirements
No monthly service fee
No minimum balance
Introductory interest rate paid on balances up to $5,000,000
Limit of one Rise account per membership
Important Information
*Interest rate is variable and subject to change without notice.
Limit of one Rise account per membership.
1The base variable rate applies after the initial 6 month introductory offer.
2Fixed introductory interest is only available on the first Rise account opened by customers who have not held a Rise account within the last 12 months.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
Christmas Club
Be ready for the holiday season
Prepare for Christmas early with Coastline’s Christmas Club account. Save a little each week and take the stress out of the silly season.
Features
1.75% p.a.* interest on balances over $1,000
0.50% p.a.* interest on balances from $1 to $999
Free internet banking
Free direct deposits
Access funds from 1st November to 31st January
Interest is calculated daily and paid monthly on your savings balance
Interest on balances over $1,000
1.75
%p.a. interest rate*
Interest on balances from $1 to $999
0.50
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
$10 fee per withdrawal made outside of the access period (1st November to 31st January)
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
eSaver
Fast-track your savings
Bonus Reward Saver
Rise Online Saver
Christmas Club
eSaver
Fast-track your savings

Coastline’s eSaver account is the quick way to reach your savings goals. Earn bonus interest by depositing at least $500 per month and making no withdrawals.
Features
Earn Bonus interest by depositing at least $500 per month with no withdrawals
Free BPAY transactions (withdrawals from this account will forfeit your bonus interest)
Free Internet Banking and MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
Bonus rate (including base rate)
4.00
%p.a. interest rate*
Base rate
0.40
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
No age requirement
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet
Helpful Guides
Bonus Reward Saver
For dedicated savers

Designed to help you achieve your dreams, whether it’s a new car, a holiday, or a home deposit. You’ll earn bonus interest by depositing at least $20 a month and making no withdrawals.
Features
Earn bonus interest by depositing at least $20 per month and making no withdrawals
Interest is calculated daily and paid monthly on your savings balance
No age requirement
Access via internet banking and MyCOAST App
Competitive bonus rate
Bonus interest rate (includes base rate)
3.75
%p.a. interest rate*
Base rate
0.40
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
Free deposits
Free withdrawals (withdrawals will forfeit bonus interest for that month)
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet
Helpful Guides
Rise Online Saver
Our highest savings account interest rate

Take your savings to new heights with our high interest online saver account. Designed to help you reach your financial goals faster.
Features
4.65% p.a.* variable introductory interest rate for the first six months, comprised of a fixed rate of 2.20% p.a. and a variable base rate of 2.45% p.a.*
The account will revert to a 2.45% p.a.* variable base rate after the 6-month introductory period.
No bonus interest conditions
Unlimited deposits and withdrawals
Our highest savings account interest rate
Access via internet banking and the MyCOAST App
Interest is calculated daily and paid monthly on your savings balance
Variable introductory interest rate for the first six months
4.65
%p.a. interest rate*
Variable base rate
2.45
%p.a. interest rate 1*
6 months fixed intro rate
2.20
%p.a. interest rate 2*
Fees and Requirements
No monthly service fee
No minimum balance
Introductory interest rate paid on balances up to $5,000,000
Limit of one Rise account per membership
Important Information
*Interest rate is variable and subject to change without notice.
Limit of one Rise account per membership.
1The base variable rate applies after the initial 6 month introductory offer.
2Fixed introductory interest is only available on the first Rise account opened by customers who have not held a Rise account within the last 12 months.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Christmas Club
Be ready for the holiday season

Prepare for Christmas early with Coastline’s Christmas Club account. Save a little each week and take the stress out of the silly season.
Features
1.75% p.a.* interest on balances over $1,000
0.50% p.a.* interest on balances from $1 to $999
Free internet banking
Free direct deposits
Access funds from 1st November to 31st January
Interest is calculated daily and paid monthly on your savings balance
Interest on balances over $1,000
1.75
%p.a. interest rate*
Interest on balances from $1 to $999
0.50
%p.a. interest rate*
Fees and Requirements
No monthly service fee
No minimum balance
$10 fee per withdrawal made outside of the access period (1st November to 31st January)
Important Information
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides

General advice warning
This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.
All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.