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Fixed Term Deposits

At Coastline, our term deposits maximise your savings with minimal effort. Get ready to watch your savings grow with secure rates and tailored term deposits for kids, seniors, and everyone in between. 

Fixed Term Deposit

Secure fixed rate

Gold Fixed Term Deposit

Cubs Fixed Term Deposit

Kickstart Fixed Term Deposit

Fixed Term Deposit

Secure fixed rate

No Alt Tag

Invest as little as $5,000 for a fixed term of 3 to 24 months and grow your savings confidently with no service fees.

Features

  • Invest with as little as $5,000

  • Competitive fixed interest rates

  • Choose your term from 3 to 24 months

  • Interest paid at the end of your term

  • $5,000 to $24,999

    4.15

    %

    6 month interest rate*

  • $25,000 to $49,999

    4.25

    %

    6 month interest rate*

  • $50,000+ 1

    4.35

    %

    6 month interest rate*

Fees and Requirements

  • No service fees

  • $5,000 minimum start balance

Important Information

*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for Fixed Term Deposits is entirely at Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination

Helpful Guides

Gold Fixed Term Deposit

Reliable savings growth

Gold Fixed Term Deposit - Over 50's ladies playing golf

Grow your savings with flexible terms, secure returns and exclusive term deposit rates for customers aged 50 and over.

Features

  • Invest with as little as $5,000

  • Competitive fixed interest rates

  • 6-24 month terms available

  • Choose your interest payment - fortnightly, monthly or at the end of the term.

  • $5,000 to $24,999

    4.25

    %

    p.a. 6 month interest rate*

  • $25,000 to $49,999

    4.35

    %

    p.a. 6 month interest rate*

  • $50,000+ 1

    4.45

    %

    p.a. 6 month interest rate*

Fees and Requirements

  • $30 annual membership fee

  • $5,000 minimum start balance

  • Aged 50+

Important Information

*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Gold Benefits Club membership required with a $30 annual fee.
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for fixed term deposits is at Coastline's discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination

Helpful Guides

Cubs Fixed Term Deposit

You’re never too young to grow your savings

Cubs Fixed Term Deposit - Small boy eating vegemite toast at the table.

With a low $500 minimum starting balance, you can lock in your savings for a 3-month term and watch your money grow!

Features

  • No service fee

  • Interest paid on maturity

  • 3-month term

  • Competitive fixed rate

  • Cubs Fixed Term Deposit for kids under 12

  • $500 to $10,000+ 1

    4.25

    %

    p.a. 3 month interest rate*

Fees and Requirements

  • Minimum starting balance $500

  • Available to Coastline Cubs members only

Important Information

*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).

1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Cubs Fixed Term Deposit is available to Cubs account holders only.

Early redemption of Cubs Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination

Helpful Guides

Kickstart Fixed Term Deposit

Savings that grow with you!

Kickstart Fixed Term Deposit - Teens about to go for a surf at Lighthouse Beach

Kickstart your savings with just $500 and watch them grow in just 3 months!

Features

  • No service fee

  • Interest paid on maturity

  • 3-month term

  • Attractive interest rate

  • Manage your account using the MyCOAST App

  • Kickstart Fixed Term Deposit for teens 12-17 years

  • $500 to $10,000+ 1

    4.20

    %

    p.a. 3 month interest rate*

Fees and Requirements

  • Minimum starting balance $500

  • Available to Coastline Kickstart members only

Important Information

*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Kickstart Fixed Term Deposit is available to Kickstart account holders only.
Early redemption of Kickstart Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination

Helpful Guides

General advice warning

This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.

All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.