Fixed Term Deposits
Personal
- Fixed term deposits
At Coastline, our term deposits maximise your savings with minimal effort. Get ready to watch your savings grow with secure rates and tailored term deposits for kids, seniors, and everyone in between.
Fixed Term Deposit
Secure fixed rate
Invest as little as $5,000 for a fixed term of 3 to 24 months and grow your savings confidently with no service fees.
Features
Invest with as little as $5,000
Competitive fixed interest rates
Choose your term from 3 to 24 months
Interest paid at the end of your term
$5,000 to $24,999
4.15
%6 month interest rate*
$25,000 to $49,999
4.25
%6 month interest rate*
$50,000+ 1
4.35
%6 month interest rate*
Fees and Requirements
No service fees
$5,000 minimum start balance
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for Fixed Term Deposits is entirely at Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
Gold Fixed Term Deposit
Reliable savings growth
Grow your savings with flexible terms, secure returns and exclusive term deposit rates for customers aged 50 and over.
Features
Invest with as little as $5,000
Competitive fixed interest rates
6-24 month terms available
Choose your interest payment - fortnightly, monthly or at the end of the term.
$5,000 to $24,999
4.25
%p.a. 6 month interest rate*
$25,000 to $49,999
4.35
%p.a. 6 month interest rate*
$50,000+ 1
4.45
%p.a. 6 month interest rate*
Fees and Requirements
$30 annual membership fee
$5,000 minimum start balance
Aged 50+
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Gold Benefits Club membership required with a $30 annual fee.
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for fixed term deposits is at Coastline's discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
Cubs Fixed Term Deposit
You’re never too young to grow your savings
With a low $500 minimum starting balance, you can lock in your savings for a 3-month term and watch your money grow!
Features
No service fee
Interest paid on maturity
3-month term
Competitive fixed rate
Cubs Fixed Term Deposit for kids under 12
$500 to $10,000+ 1
4.25
%p.a. 3 month interest rate*
Fees and Requirements
Minimum starting balance $500
Available to Coastline Cubs members only
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Cubs Fixed Term Deposit is available to Cubs account holders only.
Early redemption of Cubs Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
Kickstart Fixed Term Deposit
Savings that grow with you!
Kickstart your savings with just $500 and watch them grow in just 3 months!
Features
No service fee
Interest paid on maturity
3-month term
Attractive interest rate
Manage your account using the MyCOAST App
Kickstart Fixed Term Deposit for teens 12-17 years
$500 to $10,000+ 1
4.20
%p.a. 3 month interest rate*
Fees and Requirements
Minimum starting balance $500
Available to Coastline Kickstart members only
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Kickstart Fixed Term Deposit is available to Kickstart account holders only.
Early redemption of Kickstart Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determinationHelpful Guides
Fixed Term Deposit
Secure fixed rate
Gold Fixed Term Deposit
Cubs Fixed Term Deposit
Kickstart Fixed Term Deposit
Fixed Term Deposit
Secure fixed rate
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Invest as little as $5,000 for a fixed term of 3 to 24 months and grow your savings confidently with no service fees.
Features
Invest with as little as $5,000
Competitive fixed interest rates
Choose your term from 3 to 24 months
Interest paid at the end of your term
$5,000 to $24,999
4.15
%6 month interest rate*
$25,000 to $49,999
4.25
%6 month interest rate*
$50,000+ 1
4.35
%6 month interest rate*
Fees and Requirements
No service fees
$5,000 minimum start balance
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for Fixed Term Deposits is entirely at Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Gold Fixed Term Deposit
Reliable savings growth

Grow your savings with flexible terms, secure returns and exclusive term deposit rates for customers aged 50 and over.
Features
Invest with as little as $5,000
Competitive fixed interest rates
6-24 month terms available
Choose your interest payment - fortnightly, monthly or at the end of the term.
$5,000 to $24,999
4.25
%p.a. 6 month interest rate*
$25,000 to $49,999
4.35
%p.a. 6 month interest rate*
$50,000+ 1
4.45
%p.a. 6 month interest rate*
Fees and Requirements
$30 annual membership fee
$5,000 minimum start balance
Aged 50+
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
Gold Benefits Club membership required with a $30 annual fee.
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for fixed term deposits is at Coastline's discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Cubs Fixed Term Deposit
You’re never too young to grow your savings

With a low $500 minimum starting balance, you can lock in your savings for a 3-month term and watch your money grow!
Features
No service fee
Interest paid on maturity
3-month term
Competitive fixed rate
Cubs Fixed Term Deposit for kids under 12
$500 to $10,000+ 1
4.25
%p.a. 3 month interest rate*
Fees and Requirements
Minimum starting balance $500
Available to Coastline Cubs members only
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Cubs Fixed Term Deposit is available to Cubs account holders only.
Early redemption of Cubs Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
Kickstart Fixed Term Deposit
Savings that grow with you!

Kickstart your savings with just $500 and watch them grow in just 3 months!
Features
No service fee
Interest paid on maturity
3-month term
Attractive interest rate
Manage your account using the MyCOAST App
Kickstart Fixed Term Deposit for teens 12-17 years
$500 to $10,000+ 1
4.20
%p.a. 3 month interest rate*
Fees and Requirements
Minimum starting balance $500
Available to Coastline Kickstart members only
Important Information
*Rates quoted apply to individual deposits only. Interest rates shown are per annum (p.a.).
1Maximum investment amount is $10,000. Any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Kickstart Fixed Term Deposit is available to Kickstart account holders only.
Early redemption of Kickstart Fixed Term Deposits is entirely Coastline’s discretion and will incur penalty interest of 1.00% p.a. (penalty interest rate is subject to change without notice)
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Helpful Guides
General advice warning
This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.
All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.