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Home loans

Fixed Rate Home Loan

Home Equity Access Loan

Variable Rate Home Loan

Variable Investment Home Loan

Fixed Rate Home Loan

Get a great fixed rate and predictable repayments. You’ll also love the additional features like free redraw in internet banking and flexible loan options.

  • 5.89

    %

    p.a. fixed interest rate* (1 year)

  • 7.43

    %

    p.a. comparison rate* (1 year)

Fees and Requirements

  • Borrow up to 90% of the property value

  • Flexible payment options

  • Unlimited extra repayments

  • Flexible loan period

  • Redraw facility (minimum $500)

Important Information

*Rate based on borrowing on a LVR <=60%

Eligibility subject to lending criteria.

Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet

Helpful Guides

Home Equity Access Loan

Tap into the equity you've built in your home with our Home Equity Access Loan. Whether you're planning home renovations, investing in property, or working toward other financial goals, we’re here to help you make it happen.

  • $50,000 to $150,000

    8.36

    %

    p.a. interest rate

  • $150,000+

    8.06

    %

    p.a. interest rate

Fees and Requirements

  • Use your home equity for renovations or investment

  • Borrow up to 90% of the property value

  • Flexible repayment options

  • Flexible loan term

Important Information

*Rate based on borrowing on a LVR <=60%

Eligibility subject to lending criteria.

Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet

Helpful Guides

Variable Rate Home Loan

Get maximum flexibility in your home loan with flexible repayment options, mortgage offset, free redraw in internet banking and a great variable rate.

  • 6.69

    %

    p.a. interest rate*

  • 6.84

    %

    p.a. comparison rate*

Fees and Requirements

  • Flexible repayment options

  • Flexible loan term

  • Redraw facility (minimum $500)

  • Offset account

  • Unlimited extra repayments

Important Information

*Rate based on borrowing on a LVR <=60%. Interest rate is also variable and subject to change without notice.

*Loan is subject to terms and conditions, fees and charges may apply.

Eligibility subject to lending criteria.

Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet

Helpful Guides

Variable Investment Home Loan

Ready to grow your property portfolio? With a Coastline Bank Variable Investment Home Loan, you’ll enjoy competitive rates, flexible loan options, and the support of our dedicated local team every step of the way.

  • 6.99

    %

    p.a. standard variable interest rate*

  • 7.14

    %

    p.a. comparison rate*

Fees and Requirements

  • Borrow up to 90% of the property value

  • Flexible repayment options

  • Flexible loan term

  • Offset account

  • Unlimited extra repayments

  • Redraw facility (minimum $500)

Important Information

*Rate based on borrowing on a LVR <=60%

Eligibility subject to lending criteria.

Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.


Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet

Helpful Guides

No Alt Tag

Refinance and save!

Refinancing your home loan with us could mean lower repayments, better rates, and more flexibility to suit your lifestyle. Whether you want to save money, pay off your loan sooner, or unlock equity, we’re here to help you make the most of your home loan.

Get started today

Explore our savings & budgeting calculators

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Other products and services

General advice warning

This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.

All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.