Home loans
Fixed Rate Home Loan
Get a great fixed rate and predictable repayments. You’ll also love the additional features like free redraw in internet banking and flexible loan options.
5.89
%p.a. fixed interest rate* (1 year)
7.43
%p.a. comparison rate* (1 year)
Fees and Requirements
Borrow up to 90% of the property value
Flexible payment options
Unlimited extra repayments
Flexible loan period
Redraw facility (minimum $500)
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determinationHelpful Guides
Home Equity Access Loan
Tap into the equity you've built in your home with our Home Equity Access Loan. Whether you're planning home renovations, investing in property, or working toward other financial goals, we’re here to help you make it happen.
$50,000 to $150,000
8.36
%p.a. interest rate
$150,000+
8.06
%p.a. interest rate
Fees and Requirements
Use your home equity for renovations or investment
Borrow up to 90% of the property value
Flexible repayment options
Flexible loan term
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determinationHelpful Guides
Variable Rate Home Loan
Get maximum flexibility in your home loan with flexible repayment options, mortgage offset, free redraw in internet banking and a great variable rate.
6.69
%p.a. interest rate*
6.84
%p.a. comparison rate*
Fees and Requirements
Flexible repayment options
Flexible loan term
Redraw facility (minimum $500)
Offset account
Unlimited extra repayments
Important Information
*Rate based on borrowing on a LVR <=60%. Interest rate is also variable and subject to change without notice.
*Loan is subject to terms and conditions, fees and charges may apply.
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination | Target market determination with offset minimiser | Offset target market determinationHelpful Guides
Variable Investment Home Loan
Ready to grow your property portfolio? With a Coastline Bank Variable Investment Home Loan, you’ll enjoy competitive rates, flexible loan options, and the support of our dedicated local team every step of the way.
6.99
%p.a. standard variable interest rate*
7.14
%p.a. comparison rate*
Fees and Requirements
Borrow up to 90% of the property value
Flexible repayment options
Flexible loan term
Offset account
Unlimited extra repayments
Redraw facility (minimum $500)
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination | Target market determination with offset minimiser | Offset target market determinationHelpful Guides
Fixed Rate Home Loan
Home Equity Access Loan
Variable Rate Home Loan
Variable Investment Home Loan
Fixed Rate Home Loan
Get a great fixed rate and predictable repayments. You’ll also love the additional features like free redraw in internet banking and flexible loan options.
5.89
%p.a. fixed interest rate* (1 year)
7.43
%p.a. comparison rate* (1 year)
Fees and Requirements
Borrow up to 90% of the property value
Flexible payment options
Unlimited extra repayments
Flexible loan period
Redraw facility (minimum $500)
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination
Helpful Guides
Home Equity Access Loan
Tap into the equity you've built in your home with our Home Equity Access Loan. Whether you're planning home renovations, investing in property, or working toward other financial goals, we’re here to help you make it happen.
$50,000 to $150,000
8.36
%p.a. interest rate
$150,000+
8.06
%p.a. interest rate
Fees and Requirements
Use your home equity for renovations or investment
Borrow up to 90% of the property value
Flexible repayment options
Flexible loan term
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination
Helpful Guides
Variable Rate Home Loan
Get maximum flexibility in your home loan with flexible repayment options, mortgage offset, free redraw in internet banking and a great variable rate.
6.69
%p.a. interest rate*
6.84
%p.a. comparison rate*
Fees and Requirements
Flexible repayment options
Flexible loan term
Redraw facility (minimum $500)
Offset account
Unlimited extra repayments
Important Information
*Rate based on borrowing on a LVR <=60%. Interest rate is also variable and subject to change without notice.
*Loan is subject to terms and conditions, fees and charges may apply.
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination | Target market determination with offset minimiser | Offset target market determination
Helpful Guides
Variable Investment Home Loan
Ready to grow your property portfolio? With a Coastline Bank Variable Investment Home Loan, you’ll enjoy competitive rates, flexible loan options, and the support of our dedicated local team every step of the way.
6.99
%p.a. standard variable interest rate*
7.14
%p.a. comparison rate*
Fees and Requirements
Borrow up to 90% of the property value
Flexible repayment options
Flexible loan term
Offset account
Unlimited extra repayments
Redraw facility (minimum $500)
Important Information
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet | Target market determination | Target market determination with offset minimiser | Offset target market determination
Helpful Guides
Refinance and save!
Refinancing your home loan with us could mean lower repayments, better rates, and more flexibility to suit your lifestyle. Whether you want to save money, pay off your loan sooner, or unlock equity, we’re here to help you make the most of your home loan.
Get started todayExplore our Home Loan Calculators
Home loan calculators
Find out how much you can borrow, calculate repayments, compare loans and more.
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General advice warning
This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.
All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.