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Christmas Club
Stress less and celebrate more with our Christmas Club Account.
Key features
1.75% p.a.* interest on balances over $1,000
0.50% p.a.* interest on balances from $1 to $999
Free internet banking
Free direct deposits
Access funds from 1st November to 31st January
Interest is calculated daily and paid monthly on your savings balance
Fees and requirements
No monthly service fee
No minimum balance
$10 fee per withdrawal made outside of the access period (1st November to 31st January)
Rates
Interest on balances over $1,000
1.75
%p.a. interest rate*
Interest on balances from $1 to $999
0.50
%p.a. interest rate*
Have a question about this account? Contact us
*Interest rates are variable and subject to change without notice.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Deposit interest rate sheet | Target market determination
Here to help
Coastline offers three distinct high-interest savings accounts. The Rise Online Saver, eSaver, and Bonus Reward Saver. Each one is designed for different savings styles. Our guide breaks down how each account works so you can choose the one that best fits your goals and maximises your money.
- Learn more
Coastline offers three distinct high-interest savings accounts. The Rise Online Saver, eSaver, and Bonus Reward Saver. Each one is designed for different savings styles. Our guide breaks down how each account works so you can choose the one that best fits your goals and maximises your money.
- Learn more
Thinking about making a big purchase? Budgeting is a great way to make it happen without putting a strain on your finances. To help you get started, we’ll share our best tips on budgeting for two popular expenses: a car and an overseas holiday.
- Learn more
Saving for a home can feel like a big task, but with the right approach, it’s easier than you think—and we’re here to help. Let us show you some simple, practical tips to move your savings in the right direction. From setting realistic goals to building a budget that works. Plus, you'll learn about the Coastline accounts and tools to help you build up that deposit.
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Interest is a fantastic way to grow your savings, but understanding how it works is key. Our guide breaks down the basics of how interest is calculated and paid so you can make the most of your savings.
- Learn more
Saving money is key to financial stability, but not all savings tips work for everyone. No room for a veggie garden? Too far to walk to work? We get it. This guide shows you practical strategies for saving money and how they can help you build a solid financial foundation.
Explore our savings & budgeting calculators
Budget planner calculator
Line about budgeting goes here and here.
Savings calculator
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FAQs
The Christmas Club Account is a special savings account designed to help you set aside money for the holiday season. It offers a competitive interest rate and gives you easy access to your funds from November to January.
The Christmas Club Account is a special savings account designed to help you set aside money for the holiday season. It offers a competitive interest rate and gives you easy access to your funds from November to January.
You can access your savings between 1st November and 31st January, making it easy to set aside money for Christmas and budget for holiday expenses.
Yes, you can set up automatic transfers from your other accounts to make saving even easier.
- Learn more
If you suspect a scam or suspicious activity, report it immediately.
Ways to report a scam:
- Call our fraud hotline on 1300 361 066 for assistance.
- Visit your nearest Coastline Bank branch for help.
- Report in internet banking log in and send us a secure message.
Please provide detailed information about the scam to help us address it effectively.
Report to Scamwatch to help prevent others from falling for the scam.
General advice warning
This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.
All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.