Home Equity Access Loan
A flexible line of credit that lets you access the equity in your property for other purchases and investments.
Tap into the equity you've built in your home with our Home Equity Access Loan. Whether you're planning home renovations, investing in property, or working toward other financial goals, we’re here to help you make it happen.
Key features
Use your home equity for renovations or investment
Borrow up to 90% of the property value
Flexible repayment options
Flexible loan term
Fees and requirements
Establishment fee $300
Monthly fee $5
Other fees and charges may apply.
$50,000 to $150,000
8.36
%p.a. interest rate
$150,000+
8.06
%p.a. interest rate
Questions about our equity loan? Contact us, we’re happy to help.
*Rate based on borrowing on a LVR <=60%
Eligibility subject to lending criteria.
Comparison Rate calculated on a loan amount of $150,000 over a term of 25 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Conditions of use | Schedule of fees and charges | Financial services guide | Summary of accounts | Schedule of loan fees | Mortgage loan interest rate sheet
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FAQ's
Our Home Equity Access Loan allows you to borrow against the equity you’ve built in your home. It can be used for home renovations, to buy an investment property, or other financial goals.
Our Home Equity Access Loan allows you to borrow against the equity you’ve built in your home. It can be used for home renovations, to buy an investment property, or other financial goals.
You can borrow up to 90% of the value of your property, depending on your eligibility.
No, our Home Equity Access Loan allows for flexibility. You can use the funds for home upgrades, investments, or other financial goals.
Loan options and services
General advice warning
This advice has been prepared without taking your objectives, financial situation, or needs into account. Before acting on this advice, you should consider whether it is appropriate for your circumstances. For more details, access the relevant Product Disclosure Statements, Target Market Determinations or Financial Services Guides under 'Important information' on our product pages.
All loan applications are subject to credit approval. Interest rates may vary, and fees and charges could apply.