Other Vehicles

Collision or crash

Accidental damage

Theft or attempted theft

Vandalism

Storm, Fire, Flood, Earthquake, Tsunami

Emergency repairs (up to $800) after a covered incident

New for new replacement on bikes written off in their first 2 years

Liability cover (up to $20 million)

Tools of trade up to $1,500 (business use vehicles) after a covered incident

Helmet replacement after a covered incident

Optional Cover - Hire car up to $75 a day for up to 21 days

Optional Cover - Protective clothing

Accidents - Cover for your caravan if it's damaged in an accident

Fire, storm and flood - Cover for your caravan if it's damaged by fire, storm, flood or tsunami¹

Towing - CGU pays for towing to a repairer or safe place if your caravan can't be used after an incident CGU covers

Theft and vandalism - Cover for your caravan if it's stolen, vandalised or accidentally damaged

Caravan Contents - CGU covers items that are permanently kept in your caravan if they're damaged or stolen in an incident CGU covers (up to $1,000)

Emergency repairs CGU pays for repairs you need to make after an incident CGU covers so that your caravan's safe to use or tow (up to $800)

New replacement - If your caravan's written off in its first two years, CGU
tries to replace it with a similar new caravan

Storage costs - If your caravan can't be used after a covered incident, CGU will pay for storage until it's repaired or your claim is settled, whichever comes first

Food spoilage - Cover for spoiled food and prescription medicine up to $500 if a power outage causes your fridge to stop working

Temporary accommodation - If your holiday caravan can't be used after a covered incident and you're more than 100kms from home, CGU pays for temporary accommodation (up to $1,000)

Liability cover - CGU covers your legal liability in certain situations if someone's injured or their property's damaged by your caravan (up to $20m)²

Optional benefits - No excess for glass damage - Add an option to avoid paying an excess when your windscreen, window glass or sunroof is the only thing
damaged in a covered incident (let CGU know and CGU will arrange the repairs)

Optional benefits - Lay up cover - By adding lay up cover you may reduce your premium (and the cover CGU provides) for an agreed time while
you're not using your caravan

Optional benefits - Motor burnout - Add cover for electric motor burnout in things like fridges and air conditioning units, including parts and labour³

Not Included - Off-road use - Unless your caravan is designed for it, CGU doesn't cover damage from driving off-road

Not Included - Wear and tear - CGU doesn't cover normal wear and tear that happens as you use your caravan

Accidental damage - Cover your boat for loss or damage caused by accidental damage.

Fire, storm and flood - Cover your boat for loss or damage caused by a fire, storm or flood¹

Theft or attempted theft - Cover your boat for loss or damage caused by theft or attempted theft

Collision or Crash - Cover your boat for loss or damage resulting from collisions or crashes

Vandalism or a malicious act - Cover your boat for loss or damage caused by vandalism or a malicious act by someone else

Emergency repairs - CGU pay for emergency repairs to secure or drive your boat if it’s damaged in a covered event (up to $800)

Hull inspection - If you need to check if there's loss or damage to your hull after an event we cover, CGU pay the reasonable cost of a hull inspection

Liability cover - Cover for up to $10 million for the liability of you or anyone with permission to control your boat, if its use causes property damage, death or injury to another person

Emergency transport and accommodation - If your boat can’t be driven or used after certain covered events (more than 100km from home), CGU pay for temporary accommodation and emergency transport (up to $1,000, on top of your agreed value)

Towing - If an incident CGU covers causes loss or damage to your boat and it's unsafe for you to tow, CGU will pay to take your boat to a repairer or a safe place. This is paid on top of your agreed value.

Optional benefits - Lay up cover - Add an option to reduce your premium by choosing lay up cover for up to 12 months while you're not using it

Optional benefits - Liability cover for water skiing and floatation devices - Add an option to extend your liability cover to include cover for when your boat is towing a waterskier or a person on a floatation device

Optional benefits - Racing Risk Extension - Add an option to cover your sailboat when you're racing it in certain events (less than 50 nm radius)

New replacement - CGU can replace your trailer with a new one if it's written off in its first 2 years in an incident CGU cover (your trailer must have been new or a demonstration model when you bought it)¹

Fire and flood - You’re covered if your trailer is damaged by fire, storm, flood or tsunami

Emergency repairs - CGU covers you for agreed emergency repairs you need to make after an incident it covers, so that your trailer’s safe to tow (up to $800)

Theft and damage - You’re covered if your trailer is vandalised, stolen or accidentally damaged

Towing and storage - CGU pays for towing to a repairer or safe place if your trailer is damaged and can’t be used after an incident it covers. CGU also pays reasonable storage costs for your trailer until it’s repaired or CGU settles your claim (whichever comes first)