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Home & Contents

While many of your valued possessions are irreplaceable, there are a surprising number of items you would need to replace, should the worst happen. If there is any damage to your home or contents, it's important to make sure that you have the right level of cover to get back up on your feet quickly.

First Choice Accidental Damage

Cover yourself from life’s accidents

First Choice Listed Events

Fundamentals Home and Contents

First Choice Accidental Damage

Cover yourself from life’s accidents

First Choice Accidental Damage - Family on Bed looking at a laptop.

Protect your most valuable asset, your home, against a range of events including fire, theft, malicious acts, rainwater damage or even a car running into your house!

Features

  • New for old replacement cover - all contents

  • Valuable items cover

  • Special benefits

  • Liability cover ($20 million)

  • Flood cover

  • 24/7 claims assistance service

  • Option to pay by the month, at no extra cost

  • Choose from three levels of cover to suit your budget

  • Electrical burn out of domestic motors (15 years old or less)

  • Replacement benefit for buildings

  • New for old cover for carpets

  • Valuable item cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover - Total of $7,500 or 20% of the contents sum insured, whichever is greater

  • Paintings, works of art, electronic equipment - $20,000 per item

  • No average / co-insurance clause where you contribute to claims if you are under insured

  • Accidental damage cover

Additional Information

The features above are a guide only. Terms and conditions are available on application or request. Our online application form is secure, quick and straight-forward.

First Choice Listed Events

Cover your home against specific events

First Choice Home and Contents Insurance

Protect your most valuable asset, your home, against a range of events including fire, theft, malicious acts, rainwater damage or even a car running into your house!

Features

  • New for old replacement cover - all contents

  • Valuable items cover

  • Special benefits

  • Liability cover ($20 million)

  • Flood cover

  • 24/7 claims assistance service

  • Option to pay by the month, at no extra cost

  • Electrical burn out of domestic motors (15 years old or less)

  • Replacement benefit for buildings

  • New for old cover for carpets

  • No average / co-insurance clause where you contribute to claims if you are under insured.

Additional information

The features above are a guide only. Terms and conditions are available on application or request. Our online application form is secure, quick and straight-forward.

Fundamentals Home and Contents

Comprehensive cover

Fundamentals Home and Contents Insurance image

Protect your most valuable asset, your home, against a range of events including fire, theft, malicious acts, rainwater damage or even a car running into your house!

Features

  • New for old replacement cover - all contents

  • Valuable items cover

  • Special benefits

  • Liability cover ($20 million)

  • Flood cover

  • 24/7 claims assistance service

  • Option to pay by the month, at no extra cost

  • Replacement benefit for buildings

  • New for old cover for carpets

  • Valuable item cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover - $2,000 in total

  • Paintings, works of art, electronic equipment - $20,000 per item

  • No average / co-insurance clause where you contribute to claims if you are under insured

Additional information

The features above are a guide only. Terms and conditions are available on application or request. Our online application form is secure, quick and straight-forward.

Terms and Conditions

Coastline Credit Union Limited trading as Coastline Bank ABN: 88 087 649 910 AFSL239175 acts under its own AFS Licence Number and under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. This is general advice only and does not take into account your personal objectives, financial situation or needs. Before purchasing this product you should consider your personal circumstances, the Product Disclosure Statement (PDS) and the Target Market Determinations are available from any Coastline branch or by calling 1300 361 066. Coastline is unable to provide personal advice about this product.