Car new
Find the right cover for your car with a range of insurance options from our partner CGU Insurance. Whether you’re after top-tier protection, essential cover, or something in between, we’ve got a policy to suit your needs and budget. Explore our car insurance options to drive with confidence.
Comprehensive Plus Insurance
Top-level cover with premium inclusions
Comprehensive Plus is the top-tier insurance policy you can purchase through Coastline Bank. Providing coverage for a range of events, including damage from fire, theft, weather, and collisions. Unlike Comprehensive Basics and Comprehensive policies, this policy includes extras such as a hire car after an accident and $0 excess on glass repairs. Additionally, it provides higher value limits for certain coverages. For example, it covers up to $250 for a taxi fare from the scene of an accident or to an authorised repairer, which is higher than the limit included in the Comprehensive policy. For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.
Features
If your new car is written off in its first three years, CGU tries to replace it with a similar new car
Covers anyone you let drive your car
Theft, storm damage, fire & flood
Damage from an accident
Damage if you cause an accident
$0 excess for glass damage
Hire car after any incident CGU cover
Cover for baby capsules and baby seats if they’re stolen or damaged in an accident
Optional Cover - Choose any repairer - Add an option to pick any licensed repairer to fix your car
To get a new replacement car with Comprehensive or Comprehensive Plus following an incident CGU insures, your car must weigh under 3.5 tonnes, and it must have been a new or demonstrator vehicle when you bought it, and less than 24 months old for Comprehensive, and less than 36 months for Comprehensive Plus. New vehicle replacement is not included with Comprehensive Basics. New vehicle must be reasonably available in Australia.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.
Comprehensive Insurance
Comprehensive cover with flexible extras
Comprehensive Car Insurance policy provides coverage for a range of insured events, including damage from fire, theft, weather, and collisions. It also covers any damage your car may cause to other people’s vehicles and property. Seeking flexibility? This policy allows you to add extras like no excess for glass damage and the option to choose your repairer. For detailed terms, conditions, limitations, and exclusions, please refer to the Product Disclosure Statement.
Features
If your new car is written off in its first two years, CGU tries to replace it with a similar new car.
Covers anyone you let drive your car
Theft, storm damage, fire & flood
Damage from an accident
Damage if you cause an accident
Cover for baby capsules and baby seats if they’re stolen or damaged in an accident
Optional Cover - Choose any repairer - Add an option to pick any licensed repairer to fix your car.
Optional Cover - $0 excess for glass damage - Add an option to avoid paying an excess when you claim for glass damage only (like to your windscreen or windows)
Optional Cover - Hire Car after any accident CGU covers - Add an option to get a hire car or alternative transport if your car can’t be driven after any incident CGU cover
To get a new replacement car with Comprehensive or Comprehensive Plus following an incident CGU insures, your car must weigh under 3.5 tonnes, and it must have been a new or demonstrator vehicle when you bought it, and less than 24 months old for Comprehensive, and less than 36 months for Comprehensive Plus. New vehicle replacement is not included with Comprehensive Basics. New vehicle must be reasonably available in Australia.
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.
Comprehensive Basics Insurance
Essential cover for everyday protection
Comprehensive Basics Car Insurance is an entry-level policy that provides essential coverage. It protects your car from damage caused by collisions, fire, theft, and adverse weather conditions. Additionally, it covers any damage your car may cause to other people’s vehicles and property. As an entry-level option, this policy does not include optional extras. If you need features like a hire car or $0 glass excess, you might want to consider Comprehensive or Comprehensive Plus policies.
Features
Covers anyone you let drive your car
Theft, storm damage, fire & flood
Damage from an accident
Damage if you cause an accident
Covers your car if it’s stolen, vandalised, or damaged during a theft attempt.
Taxi fare after an accident
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.
Third Party Property Damage Insurance
Simple, reliable protection for the basics
Third Party Property Damage Insurance covers the cost of damage you cause to other people's vehicles or property in an accident. Additionally, if an uninsured driver damages your car, you're covered up to $5,000. For extra protection against theft or fire, consider Third Party Fire & Theft Insurance. This summary highlights the differences between car insurance options. For detailed terms, conditions, limitations, and exclusions, please refer to our Product Disclosure Statement.
Features
Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
Covers damage to other cars if you cause an accident
Covers towing to a safe place if an uninsured driver causes an accident
Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.
Third Party Fire and Theft Insurance
Essential protection at an affordable price
Third Party Fire & Theft Insurance helps cover costs if your car is stolen, catches fire, or is damaged by an uninsured driver. It also provides coverage for damage you cause to other people's vehicles and property in an accident. This insurance includes all the benefits of Third Party Property Damage Insurance, with added protection for fire and theft. This summary outlines the differences between car insurance options. For detailed terms, conditions, limitations, and exclusions, please refer to our Product Disclosure Statement.
Features
Covers for damage to your car caused by fire (up to $10,000)
Covers damage to your car if an uninsured driver causes an accident (up to $5,000)
Cover your car if it’s stolen or damaged by someone trying to steal it (Up to $10,000)
Covers damage to other cars if you cause an accident
Covers towing to a safe place if an uninsured driver causes an accident
Cover for damage you cause to other people's cars or property in an accident (up to $20 Million)
Excesses and exclusion periods may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
The information on this website is general advice only and does not take into account your individual objectives, financial situation or needs ("your personal circumstances"). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from https://www.cgu.com.au.
Disclaimer
Coastline Credit Union Limited trading as Coastline Bank ABN: 88 087 649 910 AFSL: 239175 acts under its own AFSL and under an agreement with the issuer Insurance Australia Limited ABN: 11 000 016 722, AFSL: 227681 under the CGU brand.
Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant the Product Disclosure Statement and Target Market Determinations from https://www.cgu.com.au