Everyday Accounts

Looking for a transaction account to manage your everyday financial needs? Our everyday accounts give you 24/7 convenient and easy access to all your banking needs.

Gold Access Account

  • Gold Access Account

  • Coastline Credit Union's Gold Access account is exclusive to members aged over 50 years old. This account forms part of the Gold Benefits Club. With an attractive at call interest rate, this account gives easy access to your funds when you need it.

    2.15% p.a. interest rate ($50,000 +)

    1.05% p.a. interest rate ($1 - $49,999)

  • Gold Access account features:

    • Free ATM withdrawals on our direct charge free ATM network*
    • Free EFTPOS1 and BPAY transactions
    • Free Phone and Internet Banking
    • Unlimited deposits2
    • No base monthly service fee
    • No base membership balance

    # For the current Gold Benefits Club annual membership fee and interest rates see our "Schedule of Fees and Charges and Transaction Limits" brochure. Before applying for membership to Coastline's Gold Benefits Club you should read the Conditions of Use (CoU) and consider whether the product is appropriate for you before making any decision on it.
    *Direct charge free ATM Network includes Coastline, BCU, Westpac, St George and Bank SA ATMs.

  • Open an account

    To open your new Gold Access account, join Coastline Credit Union and then apply for Gold Membershp in one of the following ways; 

    Apply online 

    Our online enquiry form is secure, quick and straight-forward. Just click on the link below and complete the form.

    Apply Now  Print

    Visit one of our branches

    Where one of our friendly team members will help you find the right product for you. 

    Locate your nearest branch

Everyday Access Account

  • Everyday Access Account

  • An everyday account for all your transaction needs.
    Including ATM withdrawals, transfers, BPAY, EFTPOS, Direct Debits and Credits

    0.00% p.a. interest rate 

  • Access account features:

    0.00% p.a. interest rate

    • Free ATM withdrawals on our direct charge free ATM network*
    • Free EFTPOS1 and BPAY transactions
    • Free Phone and Internet Banking
    • Free cash withdrawals
    • Unlimited deposits2
    • Low monthly fee $6
    • Service fee waived when you maintain a monthly balance of $5,000 or more (combined savings, investments and loans) with Coastline or for under 21 year olds

     *Direct charge free ATM Network includes Coastline, BCU, Westpac, St George and Bank SA ATMs.
    1. Declined EFTPOS transactions (insufficient funds) will incur a fee.
    2. Coin handling fees apply.
    3. Direct Debits honoured or dishonoured with insufficient funds will incur a fee.

     

  • Open an account

    To open your new Access account, join Coastline Credit Union and then apply in one of the following ways; 

    Apply online 

    Our online application form is secure, quick and straight-forward. Just click on the link below and complete the form.

    Apply Now  Print

    Already a member? Simply login to internet banking to add this new account to your existing membership.

    Visit one of our branches

    Where one of our friendly team members will help you find the right product for you. 

    Locate your nearest branch

Pay As You Go Account

  • Pay as you Go

  • Don’t like those monthly service fees?  This account is for you!
    Only pay for the withdrawals you make.

    0.00% p.a. interest rate

  • Pay as you go features:

    Coastline Credit Union's Pay As You Go account is specifically designed for those members who don't make many monthly transactions. With no monthly service fee, members can enjoy fee-free banking. Fees for chargeable transactions will be deducted at close of business each day so that your account balance stays up to date.

    0.00% interest rate

      • Free ATM withdrawals on our direct charge free ATM network*
      • Free BPAY transactions
      • Free Phone and Internet Banking
      • Unlimited deposits2
      • Chargeable transactions include cash and transfer withdrawals, EFTPOS1, cheque encashment and presented cheque

    *Direct charge free ATM Network includes Coastline, BCU, Westpac, St George and Bank SA ATMs.
    1. Declined EFTPOS transactions (insufficient funds) will incur a fee.
    2. Coin handling fees apply.
    3. Direct Debits honoured or dishonoured with insufficient funds will incur a fee.

     

  • Open an account

    To open your new Pay-as-you-go account, join Coastline Credit Union and then apply in one of the following ways; 

    Apply online 

    Our online application form is secure, quick and straight-forward. Just click on the link below and complete the form.

    Apply Now  Print

    Already a member? Simply login to internet banking to add this new account to your existing membership.

    Visit one of our branches

    Where one of our friendly team members will help you find the right product for you. 

    Locate your nearest branch